"Step-by-Step Guide to Converting HBD on Ecency and PeakD – caelum1infernum"


🌟 How to Use Ecency Website for Hive: A Step-by-Step Guide 🌟

Hi, everyone! Here's a simple tutorial on how to navigate and make the most of the Ecency website. Follow these steps with helpful images to guide you along the way. Let's start! 🚀

📝 Step 1: Open the Menu

Click on the three lines (hamburger menu) at the top-left corner of the Ecency website.
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💳 Step 2: Go to Your Wallet

From the menu, select "Wallet" to access your Hive account balance.
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📜 Step 3: Scroll Down to Hive Dollars (HBD)

Scroll down until you see the Hive Dollars (HBD) section.
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🔽 Step 4: Use the Dropdown Menu

Click the small downward arrow next to your HBD balance. This will open options like "Convert" or "Transfer to Savings."
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💰 Step 5: Convert HBD to Hive

If you choose "Convert," your HBD will convert into Hive Tokens. The process takes about 3 days to complete.
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🏦 Step 6: Transfer to Savings

If you choose "Transfer to Savings," the funds are secured and will take 3 days to withdraw. Additionally, converting from Savings to Hive takes another 3 days.

💡 Tip: Use Savings for long-term storage. For short-term needs, keep your funds in Hive.
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📈 Step 7: Understanding APR 20% Annual Interest (Now Its 15% APR January 5, 2025)

Savings offer a 20% APR (Annual Percentage Rate). This means you earn 1.67% interest per month (calculated as 20% ÷ 12 months).

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🛠️ What is PeakD?

PeakD is another popular DApp for Hive users. To use PeakD:

  1. Go to PeakD.com.
  2. Set a 6-digit password for secure access.
  3. Use your posting key to log in and start posting.

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"They called it love, yet all I felt were chains—entangled in lies and shattered promises."

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